Call reports 2020
FM BANK AND TRUST — 2020
What FM BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 302,284,000 | 340,350,000 | 313,579,000 | 325,015,000 |
| Total loans | 200,572,000 | 230,781,000 | 240,829,000 | 213,183,000 |
| Allowance for loan losses | 3,478,000 | 3,745,000 | 3,829,000 | 4,264,000 |
| Securities available for sale | 14,292,000 | 12,723,000 | 15,045,000 | 14,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,574,000 | 296,023,000 | 283,701,000 | 294,835,000 |
| Interest-bearing deposits | 250,105,000 | 282,553,000 | 272,004,000 | 277,684,000 |
| Noninterest-bearing deposits | 9,469,000 | 13,470,000 | 11,697,000 | 17,151,000 |
| Equity capital | 26,154,000 | 27,849,000 | 28,848,000 | 29,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,328,000 | 6,518,000 | 9,843,000 | 13,396,000 |
| Interest expense | 967,000 | 1,843,000 | 2,896,000 | 3,533,000 |
| Net interest income | 2,361,000 | 4,675,000 | 6,947,000 | 9,863,000 |
| Noninterest income | 341,000 | 627,000 | 923,000 | 1,366,000 |
| Noninterest expense | 1,485,000 | 2,852,000 | 4,333,000 | 5,947,000 |
| Provision for loan losses | 30,000 | 260,000 | 365,000 | 961,000 |
| Pretax income | 1,187,000 | 2,190,000 | 3,172,000 | 4,321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,187,000 | 2,190,000 | 3,172,000 | 4,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,012,000 | 27,513,000 | 28,496,000 | 29,144,000 |
| Total capital | 28,645,000 | 30,223,000 | 31,324,000 | 31,787,000 |
| Risk-weighted assets | 209,777,000 | 215,804,000 | 225,260,000 | 209,836,000 |