Call reports 2018
FM BANK AND TRUST — 2018
What FM BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 255,671,000 | 252,841,000 | 264,263,000 | 266,601,000 |
| Total loans | 188,660,000 | 219,317,000 | 221,933,000 | 205,584,000 |
| Allowance for loan losses | 3,989,000 | 3,937,000 | 3,843,000 | 3,811,000 |
| Securities available for sale | 13,508,000 | 16,995,000 | 15,464,000 | 14,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,037,000 | 214,514,000 | 206,820,000 | 214,374,000 |
| Interest-bearing deposits | 209,402,000 | 203,715,000 | 197,584,000 | 202,396,000 |
| Noninterest-bearing deposits | 9,635,000 | 10,799,000 | 9,236,000 | 11,978,000 |
| Equity capital | 25,333,000 | 25,377,000 | 25,965,000 | 25,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,767,000 | 5,713,000 | 8,880,000 | 12,172,000 |
| Interest expense | 413,000 | 862,000 | 1,373,000 | 1,994,000 |
| Net interest income | 2,354,000 | 4,851,000 | 7,507,000 | 10,178,000 |
| Noninterest income | 734,000 | 1,424,000 | 2,091,000 | 2,736,000 |
| Noninterest expense | 1,650,000 | 3,380,000 | 5,100,000 | 6,930,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 1,313,000 | 2,770,000 | 4,373,000 | 5,859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,313,000 | 2,770,000 | 4,373,000 | 5,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,548,000 | 25,620,000 | 26,238,000 | 26,142,000 |
| Total capital | 27,965,000 | 28,372,000 | 28,994,000 | 28,745,000 |
| Risk-weighted assets | 191,747,000 | 219,003,000 | 219,433,000 | 206,996,000 |