Call reports 2017
FM BANK AND TRUST — 2017
What FM BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 478,288,000 | 492,534,000 | 509,680,000 | 259,241,000 |
| Total loans | 383,561,000 | 402,631,000 | 394,469,000 | 194,066,000 |
| Allowance for loan losses | 5,869,000 | 5,483,000 | 5,407,000 | 3,884,000 |
| Securities available for sale | 16,370,000 | 15,205,000 | 12,195,000 | 14,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,053,000 | 443,693,000 | 460,294,000 | 222,910,000 |
| Interest-bearing deposits | 406,891,000 | 420,255,000 | 436,097,000 | 208,777,000 |
| Noninterest-bearing deposits | 23,162,000 | 23,438,000 | 24,197,000 | 14,133,000 |
| Equity capital | 45,619,000 | 46,127,000 | 46,357,000 | 25,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,066,000 | 10,324,000 | 15,890,000 | 18,805,000 |
| Interest expense | 650,000 | 1,351,000 | 2,090,000 | 2,476,000 |
| Net interest income | 4,416,000 | 8,973,000 | 13,800,000 | 16,329,000 |
| Noninterest income | 634,000 | 1,340,000 | 2,160,000 | 2,916,000 |
| Noninterest expense | 2,831,000 | 5,805,000 | 9,512,000 | 11,291,000 |
| Provision for loan losses | 0 | 300,000 | 600,000 | 850,000 |
| Pretax income | 2,219,000 | 4,210,000 | 5,850,000 | 7,107,000 |
| Income tax | 46,000 | 78,000 | 133,000 | 133,000 |
| Net income | 2,173,000 | 4,132,000 | 5,717,000 | 6,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,370,000 | 45,863,000 | 46,265,000 | 25,084,000 |
| Total capital | 50,426,000 | 51,143,000 | 51,382,000 | 27,478,000 |
| Risk-weighted assets | 403,676,000 | 422,175,000 | 409,063,000 | 190,015,000 |