Call reports 2016
FM BANK AND TRUST — 2016
What FM BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 462,081,000 | 483,152,000 | 491,287,000 | 473,604,000 |
| Total loans | 388,125,000 | 401,874,000 | 398,014,000 | 372,275,000 |
| Allowance for loan losses | 5,600,000 | 5,921,000 | 5,933,000 | 5,906,000 |
| Securities available for sale | 20,037,000 | 17,587,000 | 16,721,000 | 17,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,818,000 | 415,792,000 | 423,183,000 | 425,991,000 |
| Interest-bearing deposits | 381,486,000 | 397,475,000 | 404,247,000 | 401,104,000 |
| Noninterest-bearing deposits | 14,332,000 | 18,317,000 | 18,936,000 | 24,887,000 |
| Equity capital | 43,354,000 | 44,193,000 | 44,882,000 | 44,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,207,000 | 10,490,000 | 15,764,000 | 20,908,000 |
| Interest expense | 612,000 | 1,298,000 | 1,991,000 | 2,666,000 |
| Net interest income | 4,595,000 | 9,192,000 | 13,773,000 | 18,242,000 |
| Noninterest income | 660,000 | 1,387,000 | 2,055,000 | 2,671,000 |
| Noninterest expense | 2,664,000 | 5,333,000 | 8,091,000 | 11,101,000 |
| Provision for loan losses | 150,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 2,450,000 | 5,022,000 | 7,513,000 | 9,591,000 |
| Income tax | 59,000 | 126,000 | 179,000 | 221,000 |
| Net income | 2,391,000 | 4,896,000 | 7,334,000 | 9,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,032,000 | 43,873,000 | 44,571,000 | 44,607,000 |
| Total capital | 48,217,000 | 49,172,000 | 49,823,000 | 49,481,000 |
| Risk-weighted assets | 414,422,000 | 423,278,000 | 419,466,000 | 388,906,000 |