Call reports 2012
FM BANK AND TRUST — 2012
What FM BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 425,420,000 | 414,414,000 | 411,952,000 | 414,243,000 |
| Total loans | 321,284,000 | 346,930,000 | 350,512,000 | 317,955,000 |
| Allowance for loan losses | 4,373,000 | 4,598,000 | 5,046,000 | 5,203,000 |
| Securities available for sale | 19,952,000 | 20,355,000 | 20,414,000 | 20,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,746,000 | 367,957,000 | 364,517,000 | 367,171,000 |
| Interest-bearing deposits | 355,543,000 | 344,047,000 | 349,181,000 | 353,482,000 |
| Noninterest-bearing deposits | 19,203,000 | 23,910,000 | 15,336,000 | 13,689,000 |
| Equity capital | 35,319,000 | 35,839,000 | 36,415,000 | 36,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,777,000 | 9,740,000 | 15,182,000 | 20,551,000 |
| Interest expense | 856,000 | 1,665,000 | 2,391,000 | 3,055,000 |
| Net interest income | 3,921,000 | 8,075,000 | 12,791,000 | 17,496,000 |
| Noninterest income | 935,000 | 1,639,000 | 1,980,000 | 2,514,000 |
| Noninterest expense | 3,320,000 | 6,377,000 | 9,339,000 | 12,518,000 |
| Provision for loan losses | 485,000 | 935,000 | 1,475,000 | 2,125,000 |
| Pretax income | 1,051,000 | 2,402,000 | 3,957,000 | 5,375,000 |
| Income tax | 371,000 | 927,000 | 1,548,000 | 2,072,000 |
| Net income | 680,000 | 1,475,000 | 2,409,000 | 3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,018,000 | 35,471,000 | 36,009,000 | 36,436,000 |
| Total capital | 38,932,000 | 39,662,000 | 40,269,000 | 40,349,000 |
| Risk-weighted assets | 312,697,000 | 334,882,000 | 340,020,000 | 311,760,000 |