Call reports 2008
FM BANK AND TRUST — 2008
What FM BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 351,837,000 | 332,465,000 | 358,276,000 | 360,873,000 |
| Total loans | 257,886,000 | 279,353,000 | 303,824,000 | 293,028,000 |
| Allowance for loan losses | 3,595,000 | 3,855,000 | 5,089,000 | 6,068,000 |
| Securities available for sale | 31,861,000 | 31,674,000 | 31,094,000 | 30,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,303,000 | 274,429,000 | 279,602,000 | 289,000,000 |
| Interest-bearing deposits | 293,052,000 | 261,485,000 | 264,189,000 | 276,172,000 |
| Noninterest-bearing deposits | 11,251,000 | 12,944,000 | 15,413,000 | 12,828,000 |
| Equity capital | 25,428,000 | 25,232,000 | 26,777,000 | 30,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,280,000 | 10,199,000 | 15,466,000 | 20,639,000 |
| Interest expense | 3,017,000 | 5,589,000 | 7,997,000 | 10,333,000 |
| Net interest income | 2,263,000 | 4,610,000 | 7,469,000 | 10,306,000 |
| Noninterest income | 544,000 | 1,153,000 | 1,729,000 | 1,938,000 |
| Noninterest expense | 2,480,000 | 5,075,000 | 7,740,000 | 10,846,000 |
| Provision for loan losses | 75,000 | 342,000 | 1,587,000 | 4,262,000 |
| Pretax income | 252,000 | 362,000 | -113,000 | -2,836,000 |
| Income tax | 25,000 | 15,000 | -150,000 | -1,198,000 |
| Net income | 227,000 | 347,000 | 37,000 | -1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,754,000 | 25,025,000 | 26,715,000 | 30,539,000 |
| Total capital | 28,203,000 | 28,606,000 | 30,508,000 | 34,315,000 |
| Risk-weighted assets | 275,812,000 | 286,181,000 | 302,179,000 | 299,827,000 |
Machine access — free, no API key
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