Call reports 2005
FM BANK AND TRUST — 2005
What FM BANK AND TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 204,881,000 | 207,628,000 | 222,765,000 | 237,619,000 |
| Total loans | 125,550,000 | 136,821,000 | 157,528,000 | 163,809,000 |
| Allowance for loan losses | 1,867,000 | 2,113,000 | 2,424,000 | 2,392,000 |
| Securities available for sale | 55,376,000 | 53,307,000 | 49,913,000 | 46,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,650,000 | 174,708,000 | 182,820,000 | 193,870,000 |
| Interest-bearing deposits | 143,799,000 | 149,549,000 | 159,850,000 | 164,803,000 |
| Noninterest-bearing deposits | 27,851,000 | 25,159,000 | 22,970,000 | 29,067,000 |
| Equity capital | 22,581,000 | 22,129,000 | 22,427,000 | 22,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,362,000 | 8,378,000 | 11,885,000 |
| Interest expense | 804,000 | 1,724,000 | 2,746,000 | 3,982,000 |
| Net interest income | 1,749,000 | 3,638,000 | 5,632,000 | 7,903,000 |
| Noninterest income | 370,000 | 783,000 | 1,157,000 | 1,763,000 |
| Noninterest expense | 1,418,000 | 2,961,000 | 4,516,000 | 6,401,000 |
| Provision for loan losses | 210,000 | 455,000 | 845,000 | 887,000 |
| Pretax income | 506,000 | 1,020,000 | 1,454,000 | 2,437,000 |
| Income tax | 129,000 | 230,000 | 304,000 | 573,000 |
| Net income | 377,000 | 790,000 | 1,150,000 | 1,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,152,000 | 21,567,000 | 21,929,000 | 22,645,000 |
| Total capital | 23,895,000 | 23,422,000 | 24,027,000 | 24,841,000 |
| Risk-weighted assets | 139,311,000 | 148,150,000 | 167,554,000 | 175,484,000 |
Machine access — free, no API key
Every figure shown here about FM BANK AND TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.