Call reports 2026
FIRST BANK OF CELESTE, THE — 2026
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 83,716,000 | 83,872,000 |
| Total loans | 29,570,000 | 30,898,000 |
| Allowance for loan losses | 491,000 | 490,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 36,511,000 | 36,772,000 |
| Trading assets | 0 | 0 |
| Total deposits | 76,375,000 | 76,271,000 |
| Interest-bearing deposits | 44,588,000 | 45,727,000 |
| Noninterest-bearing deposits | 31,787,000 | 30,544,000 |
| Equity capital | 6,904,000 | 7,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 922,000 | 1,906,000 |
| Interest expense | 183,000 | 368,000 |
| Net interest income | 739,000 | 1,538,000 |
| Noninterest income | 87,000 | 204,000 |
| Noninterest expense | 568,000 | 1,180,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 258,000 | 562,000 |
| Income tax | 0 | 0 |
| Net income | 258,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,904,000 | 7,053,000 |
| Total capital | 7,334,000 | 7,494,000 |
| Risk-weighted assets | 34,342,000 | 35,253,000 |