Call reports 2025
FIRST BANK OF CELESTE, THE — 2025
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 79,826,000 | 83,697,000 | 85,857,000 | 83,014,000 |
| Total loans | 27,670,000 | 27,186,000 | 28,128,000 | 27,950,000 |
| Allowance for loan losses | 492,000 | 488,000 | 501,000 | 501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,355,000 | 33,824,000 | 38,428,000 | 35,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,948,000 | 76,680,000 | 78,560,000 | 75,891,000 |
| Interest-bearing deposits | 42,637,000 | 44,754,000 | 45,979,000 | 44,497,000 |
| Noninterest-bearing deposits | 30,311,000 | 31,926,000 | 32,581,000 | 31,394,000 |
| Equity capital | 6,425,000 | 6,522,000 | 6,675,000 | 6,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,813,000 | 2,789,000 | 3,755,000 |
| Interest expense | 191,000 | 377,000 | 562,000 | 749,000 |
| Net interest income | 700,000 | 1,436,000 | 2,227,000 | 3,006,000 |
| Noninterest income | 92,000 | 186,000 | 275,000 | 371,000 |
| Noninterest expense | 531,000 | 1,087,000 | 1,666,000 | 2,267,000 |
| Provision for loan losses | 10,000 | 22,000 | 44,000 | 44,000 |
| Pretax income | 251,000 | 513,000 | 792,000 | 1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 513,000 | 792,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,425,000 | 6,522,000 | 6,675,000 | 6,801,000 |
| Total capital | 6,803,000 | 6,908,000 | 7,081,000 | 7,219,000 |
| Risk-weighted assets | 30,175,000 | 30,810,000 | 32,444,000 | 33,379,000 |