Call reports 2022
FIRST BANK OF CELESTE, THE — 2022
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 71,632,000 | 74,620,000 | 76,614,000 | 74,804,000 |
| Total loans | 26,052,000 | 24,901,000 | 24,003,000 | 24,998,000 |
| Allowance for loan losses | 341,000 | 348,000 | 348,000 | 349,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,582,000 | 24,521,000 | 25,663,000 | 27,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,651,000 | 69,503,000 | 71,246,000 | 69,477,000 |
| Interest-bearing deposits | 35,792,000 | 38,112,000 | 38,486,000 | 38,618,000 |
| Noninterest-bearing deposits | 30,859,000 | 31,391,000 | 32,760,000 | 30,859,000 |
| Equity capital | 4,811,000 | 4,873,000 | 5,013,000 | 5,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 1,000,000 | 1,603,000 | 2,285,000 |
| Interest expense | 25,000 | 49,000 | 75,000 | 117,000 |
| Net interest income | 456,000 | 951,000 | 1,528,000 | 2,168,000 |
| Noninterest income | 91,000 | 190,000 | 298,000 | 389,000 |
| Noninterest expense | 421,000 | 881,000 | 1,376,000 | 1,882,000 |
| Provision for loan losses | 3,000 | 5,000 | 5,000 | 18,000 |
| Pretax income | 123,000 | 253,000 | 443,000 | 655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 253,000 | 443,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,811,000 | 4,873,000 | 5,013,000 | 5,143,000 |
| Total capital | 5,152,000 | 5,221,000 | 5,355,000 | 5,492,000 |
| Risk-weighted assets | 29,932,000 | 28,546,000 | 27,431,000 | 28,729,000 |