Call reports 2021
FIRST BANK OF CELESTE, THE — 2021
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 65,351,000 | 66,650,000 | 66,821,000 | 70,093,000 |
| Total loans | 25,915,000 | 24,518,000 | 24,966,000 | 24,703,000 |
| Allowance for loan losses | 333,000 | 334,000 | 336,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,021,000 | 20,923,000 | 24,375,000 | 24,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,452,000 | 61,655,000 | 61,731,000 | 65,199,000 |
| Interest-bearing deposits | 32,547,000 | 32,439,000 | 32,575,000 | 34,417,000 |
| Noninterest-bearing deposits | 27,905,000 | 29,216,000 | 29,156,000 | 30,782,000 |
| Equity capital | 4,564,000 | 4,616,000 | 4,701,000 | 4,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 914,000 | 1,462,000 | 1,977,000 |
| Interest expense | 32,000 | 62,000 | 91,000 | 119,000 |
| Net interest income | 430,000 | 852,000 | 1,371,000 | 1,858,000 |
| Noninterest income | 97,000 | 199,000 | 301,000 | 403,000 |
| Noninterest expense | 404,000 | 809,000 | 1,298,000 | 1,753,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 5,000 |
| Pretax income | 122,000 | 241,000 | 373,000 | 503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 241,000 | 373,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,564,000 | 4,616,000 | 4,701,000 | 4,761,000 |
| Total capital | 4,886,000 | 4,922,000 | 5,028,000 | 5,100,000 |
| Risk-weighted assets | 25,787,000 | 24,506,000 | 26,192,000 | 29,150,000 |