Call reports 2020
FIRST BANK OF CELESTE, THE — 2020
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,398,000 | 58,292,000 | 59,308,000 | 60,681,000 |
| Total loans | 21,489,000 | 27,580,000 | 27,353,000 | 26,175,000 |
| Allowance for loan losses | 335,000 | 340,000 | 335,000 | 338,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,310,000 | 18,929,000 | 19,552,000 | 20,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,923,000 | 53,485,000 | 54,397,000 | 55,924,000 |
| Interest-bearing deposits | 27,995,000 | 29,444,000 | 29,362,000 | 31,122,000 |
| Noninterest-bearing deposits | 20,928,000 | 24,041,000 | 25,035,000 | 24,802,000 |
| Equity capital | 4,313,000 | 4,371,000 | 4,451,000 | 4,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 952,000 | 1,437,000 | 1,905,000 |
| Interest expense | 41,000 | 80,000 | 113,000 | 144,000 |
| Net interest income | 428,000 | 872,000 | 1,324,000 | 1,761,000 |
| Noninterest income | 98,000 | 192,000 | 283,000 | 379,000 |
| Noninterest expense | 394,000 | 809,000 | 1,222,000 | 1,639,000 |
| Provision for loan losses | 7,000 | 14,000 | 19,000 | 23,000 |
| Pretax income | 125,000 | 241,000 | 366,000 | 478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 241,000 | 366,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,313,000 | 4,371,000 | 4,451,000 | 4,509,000 |
| Total capital | 4,621,000 | 4,655,000 | 4,741,000 | 4,815,000 |
| Risk-weighted assets | 24,667,000 | 22,728,000 | 23,205,000 | 24,460,000 |