Call reports 2019
FIRST BANK OF CELESTE, THE — 2019
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,335,000 | 53,951,000 | 54,381,000 | 52,867,000 |
| Total loans | 20,419,000 | 20,321,000 | 20,295,000 | 20,987,000 |
| Allowance for loan losses | 321,000 | 321,000 | 327,000 | 330,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,778,000 | 14,637,000 | 16,069,000 | 15,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,057,000 | 49,560,000 | 49,843,000 | 48,476,000 |
| Interest-bearing deposits | 26,759,000 | 27,397,000 | 27,404,000 | 27,971,000 |
| Noninterest-bearing deposits | 21,298,000 | 22,163,000 | 22,439,000 | 20,505,000 |
| Equity capital | 4,117,000 | 4,160,000 | 4,234,000 | 4,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 976,000 | 1,488,000 | 1,967,000 |
| Interest expense | 36,000 | 75,000 | 116,000 | 157,000 |
| Net interest income | 442,000 | 901,000 | 1,372,000 | 1,810,000 |
| Noninterest income | 91,000 | 188,000 | 288,000 | 382,000 |
| Noninterest expense | 407,000 | 826,000 | 1,252,000 | 1,649,000 |
| Provision for loan losses | 1,000 | 3,000 | 10,000 | 14,000 |
| Pretax income | 125,000 | 260,000 | 398,000 | 529,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 260,000 | 398,000 | 529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,117,000 | 4,160,000 | 4,234,000 | 4,276,000 |
| Total capital | 4,398,000 | 4,442,000 | 4,519,000 | 4,566,000 |
| Risk-weighted assets | 22,442,000 | 22,557,000 | 22,829,000 | 23,203,000 |