Call reports 2018
FIRST BANK OF CELESTE, THE — 2018
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 50,281,000 | 50,180,000 | 50,110,000 | 49,406,000 |
| Total loans | 20,848,000 | 21,715,000 | 22,982,000 | 20,736,000 |
| Allowance for loan losses | 307,000 | 302,000 | 316,000 | 320,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,326,000 | 14,977,000 | 14,564,000 | 14,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,195,000 | 45,994,000 | 45,808,000 | 45,217,000 |
| Interest-bearing deposits | 27,572,000 | 27,557,000 | 26,278,000 | 26,547,000 |
| Noninterest-bearing deposits | 18,623,000 | 18,437,000 | 19,530,000 | 18,670,000 |
| Equity capital | 3,945,000 | 3,985,000 | 4,023,000 | 4,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 906,000 | 1,399,000 | 1,896,000 |
| Interest expense | 27,000 | 55,000 | 84,000 | 119,000 |
| Net interest income | 407,000 | 851,000 | 1,315,000 | 1,777,000 |
| Noninterest income | 95,000 | 198,000 | 294,000 | 389,000 |
| Noninterest expense | 387,000 | 801,000 | 1,227,000 | 1,650,000 |
| Provision for loan losses | 6,000 | 16,000 | 19,000 | 24,000 |
| Pretax income | 109,000 | 232,000 | 363,000 | 492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 232,000 | 363,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,945,000 | 3,985,000 | 4,023,000 | 4,082,000 |
| Total capital | 4,235,000 | 4,284,000 | 4,327,000 | 4,377,000 |
| Risk-weighted assets | 23,237,000 | 23,994,000 | 24,319,000 | 23,593,000 |