Call reports 2016
FIRST BANK OF CELESTE, THE — 2016
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 43,074,000 | 42,863,000 | 43,471,000 | 42,701,000 |
| Total loans | 20,733,000 | 21,813,000 | 21,359,000 | 21,602,000 |
| Allowance for loan losses | 294,000 | 292,000 | 292,000 | 293,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,674,000 | 6,394,000 | 6,108,000 | 5,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,152,000 | 38,884,000 | 39,440,000 | 38,781,000 |
| Interest-bearing deposits | 25,843,000 | 25,162,000 | 24,818,000 | 24,689,000 |
| Noninterest-bearing deposits | 13,309,000 | 13,722,000 | 14,622,000 | 14,092,000 |
| Equity capital | 3,807,000 | 3,818,000 | 3,829,000 | 3,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 759,000 | 1,151,000 | 1,528,000 |
| Interest expense | 24,000 | 48,000 | 72,000 | 94,000 |
| Net interest income | 350,000 | 711,000 | 1,079,000 | 1,434,000 |
| Noninterest income | 89,000 | 177,000 | 277,000 | 364,000 |
| Noninterest expense | 348,000 | 706,000 | 1,083,000 | 1,427,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 5,000 |
| Pretax income | 89,000 | 180,000 | 271,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 180,000 | 271,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,807,000 | 3,818,000 | 3,829,000 | 3,849,000 |
| Total capital | 4,084,000 | 4,108,000 | 4,115,000 | 4,137,000 |
| Risk-weighted assets | 22,200,000 | 23,230,000 | 22,951,000 | 23,055,000 |