Call reports 2015
FIRST BANK OF CELESTE, THE — 2015
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,484,000 | 42,318,000 | 42,166,000 | 42,606,000 |
| Total loans | 20,673,000 | 20,956,000 | 19,964,000 | 20,893,000 |
| Allowance for loan losses | 314,000 | 291,000 | 292,000 | 292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,326,000 | 6,023,000 | 6,155,000 | 6,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,637,000 | 38,424,000 | 38,199,000 | 38,750,000 |
| Interest-bearing deposits | 25,147,000 | 24,858,000 | 23,963,000 | 24,546,000 |
| Noninterest-bearing deposits | 13,490,000 | 13,566,000 | 14,236,000 | 14,204,000 |
| Equity capital | 3,747,000 | 3,762,000 | 3,790,000 | 3,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 723,000 | 1,091,000 | 1,463,000 |
| Interest expense | 22,000 | 47,000 | 70,000 | 93,000 |
| Net interest income | 339,000 | 676,000 | 1,021,000 | 1,370,000 |
| Noninterest income | 92,000 | 165,000 | 264,000 | 358,000 |
| Noninterest expense | 340,000 | 679,000 | 1,029,000 | 1,385,000 |
| Provision for loan losses | 0 | -22,000 | -20,000 | -18,000 |
| Pretax income | 91,000 | 184,000 | 276,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 184,000 | 276,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,747,000 | 3,762,000 | 3,790,000 | 3,793,000 |
| Total capital | 4,017,000 | 4,034,000 | 4,050,000 | 4,069,000 |
| Risk-weighted assets | 21,624,000 | 21,806,000 | 20,822,000 | 22,068,000 |