Call reports 2012
FIRST BANK OF CELESTE, THE — 2012
What FIRST BANK OF CELESTE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,654,000 | 39,964,000 | 38,745,000 | 39,387,000 |
| Total loans | 20,476,000 | 19,870,000 | 19,413,000 | 20,084,000 |
| Allowance for loan losses | 359,000 | 360,000 | 311,000 | 308,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,222,000 | 6,378,000 | 5,871,000 | 6,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,048,000 | 36,337,000 | 35,063,000 | 35,732,000 |
| Interest-bearing deposits | 26,717,000 | 26,204,000 | 25,168,000 | 25,653,000 |
| Noninterest-bearing deposits | 10,331,000 | 10,133,000 | 9,895,000 | 10,079,000 |
| Equity capital | 3,531,000 | 3,542,000 | 3,576,000 | 3,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 750,000 | 1,118,000 | 1,485,000 |
| Interest expense | 47,000 | 89,000 | 123,000 | 153,000 |
| Net interest income | 325,000 | 661,000 | 995,000 | 1,332,000 |
| Noninterest income | 92,000 | 179,000 | 267,000 | 354,000 |
| Noninterest expense | 334,000 | 680,000 | 988,000 | 1,344,000 |
| Provision for loan losses | 1,000 | 3,000 | 31,000 | 31,000 |
| Pretax income | 82,000 | 157,000 | 243,000 | 311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 157,000 | 243,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,531,000 | 3,542,000 | 3,576,000 | 3,607,000 |
| Total capital | 3,787,000 | 3,798,000 | 3,822,000 | 3,864,000 |
| Risk-weighted assets | 20,394,000 | 20,431,000 | 19,700,000 | 20,515,000 |