Call reports 2022
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2022
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 4,447,054,000 | 4,323,025,000 | 4,272,248,000 |
| Total loans | 2,880,629,000 | 3,032,914,000 | 3,126,421,000 |
| Allowance for loan losses | 31,442,000 | 32,087,000 | 32,577,000 |
| Securities available for sale | 546,858,000 | 548,996,000 | 510,237,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 3,849,937,000 | 3,784,447,000 | 3,735,567,000 |
| Interest-bearing deposits | 3,448,405,000 | 3,420,797,000 | 3,353,614,000 |
| Noninterest-bearing deposits | 401,532,000 | 363,650,000 | 381,953,000 |
| Equity capital | 512,791,000 | 502,386,000 | 492,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 34,015,000 | 70,116,000 | 114,789,000 |
| Interest expense | 1,385,000 | 2,614,000 | 4,275,000 |
| Net interest income | 32,630,000 | 67,502,000 | 110,514,000 |
| Noninterest income | 5,383,000 | 8,967,000 | 12,462,000 |
| Noninterest expense | 23,619,000 | 46,569,000 | 71,387,000 |
| Provision for loan losses | 20,000 | 499,000 | 1,022,000 |
| Pretax income | 13,904,000 | 29,247,000 | 49,877,000 |
| Income tax | 2,427,000 | 5,382,000 | 9,311,000 |
| Net income | 11,477,000 | 23,865,000 | 40,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 456,183,000 | 465,539,000 | 479,175,000 |
| Total capital | 491,307,000 | 500,954,000 | 515,570,000 |
| Risk-weighted assets | 3,227,388,000 | 3,380,900,000 | 3,470,990,000 |