Call reports 2021
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2021
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,029,141,000 | 4,067,363,000 | 4,209,552,000 | 4,486,120,000 |
| Total loans | 2,892,637,000 | 2,730,304,000 | 2,608,729,000 | 2,867,688,000 |
| Allowance for loan losses | 40,874,000 | 37,183,000 | 32,208,000 | 31,345,000 |
| Securities available for sale | 287,915,000 | 308,051,000 | 358,358,000 | 423,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,414,909,000 | 3,448,132,000 | 3,562,056,000 | 3,860,459,000 |
| Interest-bearing deposits | 3,043,717,000 | 3,102,662,000 | 3,229,208,000 | 3,465,219,000 |
| Noninterest-bearing deposits | 371,192,000 | 345,470,000 | 332,848,000 | 395,240,000 |
| Equity capital | 517,546,000 | 527,528,000 | 536,368,000 | 534,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 34,661,000 | 67,167,000 | 99,864,000 | 132,093,000 |
| Interest expense | 1,571,000 | 3,059,000 | 4,507,000 | 5,909,000 |
| Net interest income | 33,090,000 | 64,108,000 | 95,357,000 | 126,184,000 |
| Noninterest income | 3,132,000 | 6,620,000 | 12,186,000 | 16,298,000 |
| Noninterest expense | 22,796,000 | 47,436,000 | 71,461,000 | 104,472,000 |
| Provision for loan losses | 286,000 | -3,904,000 | -8,961,000 | -9,862,000 |
| Pretax income | 12,993,000 | 27,945,000 | 45,625,000 | 48,749,000 |
| Income tax | 2,531,000 | 5,412,000 | 8,330,000 | 10,452,000 |
| Net income | 10,462,000 | 22,533,000 | 37,295,000 | 38,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 430,055,000 | 438,337,000 | 450,008,000 | 447,819,000 |
| Total capital | 466,499,000 | 473,858,000 | 485,444,000 | 482,431,000 |
| Risk-weighted assets | 2,906,821,000 | 2,836,640,000 | 2,834,506,000 | 3,103,951,000 |