Call reports 2020
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2020
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,425,852,000 | 3,901,962,000 | 3,815,467,000 | 3,949,361,000 |
| Total loans | 2,672,468,000 | 2,934,888,000 | 2,966,289,000 | 2,926,790,000 |
| Allowance for loan losses | 31,194,000 | 39,678,000 | 44,069,000 | 40,637,000 |
| Securities available for sale | 232,843,000 | 234,251,000 | 224,909,000 | 236,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,831,721,000 | 3,294,140,000 | 3,210,363,000 | 3,337,794,000 |
| Interest-bearing deposits | 2,535,078,000 | 2,978,208,000 | 2,904,367,000 | 3,002,331,000 |
| Noninterest-bearing deposits | 296,643,000 | 315,932,000 | 305,996,000 | 335,463,000 |
| Equity capital | 499,978,000 | 500,383,000 | 504,440,000 | 513,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 36,211,000 | 70,636,000 | 104,399,000 | 138,693,000 |
| Interest expense | 3,988,000 | 6,249,000 | 8,301,000 | 10,072,000 |
| Net interest income | 32,223,000 | 64,387,000 | 96,098,000 | 128,621,000 |
| Noninterest income | 4,298,000 | 7,198,000 | 11,221,000 | 14,747,000 |
| Noninterest expense | 21,955,000 | 45,234,000 | 68,223,000 | 91,002,000 |
| Provision for loan losses | 4,739,000 | 13,276,000 | 17,845,000 | 18,074,000 |
| Pretax income | 9,855,000 | 13,113,000 | 21,288,000 | 34,326,000 |
| Income tax | 1,908,000 | 2,508,000 | 3,869,000 | 6,260,000 |
| Net income | 7,947,000 | 10,605,000 | 17,419,000 | 28,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 408,922,000 | 409,242,000 | 413,710,000 | 421,952,000 |
| Total capital | 443,785,000 | 445,787,000 | 450,369,000 | 458,886,000 |
| Risk-weighted assets | 2,927,861,000 | 2,915,400,000 | 2,920,776,000 | 2,946,871,000 |