Call reports 2019
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2019
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,284,095,000 | 3,379,805,000 | 3,432,117,000 | 3,478,802,000 |
| Total loans | 2,545,562,000 | 2,643,697,000 | 2,676,823,000 | 2,640,548,000 |
| Allowance for loan losses | 24,643,000 | 25,342,000 | 25,576,000 | 25,280,000 |
| Securities available for sale | 228,654,000 | 232,572,000 | 226,886,000 | 230,115,000 |
| Securities held to maturity | 30,000 | 30,000 | 29,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,795,230,000 | 2,783,310,000 | 2,788,925,000 | 2,896,947,000 |
| Interest-bearing deposits | 2,506,981,000 | 2,496,602,000 | 2,505,428,000 | 2,602,497,000 |
| Noninterest-bearing deposits | 288,249,000 | 286,708,000 | 283,497,000 | 294,450,000 |
| Equity capital | 457,027,000 | 471,848,000 | 483,642,000 | 493,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 36,979,000 | 75,629,000 | 114,822,000 | 153,389,000 |
| Interest expense | 3,649,000 | 7,995,000 | 12,609,000 | 17,387,000 |
| Net interest income | 33,330,000 | 67,634,000 | 102,213,000 | 136,002,000 |
| Noninterest income | 3,491,000 | 10,794,000 | 14,858,000 | 18,580,000 |
| Noninterest expense | 22,225,000 | 45,321,000 | 67,038,000 | 88,836,000 |
| Provision for loan losses | 1,147,000 | 1,954,000 | 2,533,000 | 2,385,000 |
| Pretax income | 13,452,000 | 31,156,000 | 47,553,000 | 63,410,000 |
| Income tax | 2,623,000 | 5,704,000 | 8,707,000 | 11,673,000 |
| Net income | 10,829,000 | 25,452,000 | 38,846,000 | 51,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 372,225,000 | 385,087,000 | 396,161,000 | 406,675,000 |
| Total capital | 397,245,000 | 410,807,000 | 422,115,000 | 432,334,000 |
| Risk-weighted assets | 2,848,357,000 | 2,899,083,000 | 2,920,338,000 | 2,888,614,000 |