Call reports 2018
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2018
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,075,110,000 | 3,100,337,000 | 3,190,078,000 | 3,280,197,000 |
| Total loans | 2,356,166,000 | 2,404,692,000 | 2,463,582,000 | 2,446,823,000 |
| Allowance for loan losses | 25,349,000 | 25,746,000 | 24,486,000 | 23,693,000 |
| Securities available for sale | 221,150,000 | 230,361,000 | 222,462,000 | 229,934,000 |
| Securities held to maturity | 32,000 | 32,000 | 31,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,645,479,000 | 2,607,613,000 | 2,739,010,000 | 2,811,864,000 |
| Interest-bearing deposits | 2,359,590,000 | 2,318,171,000 | 2,463,018,000 | 2,520,179,000 |
| Noninterest-bearing deposits | 285,889,000 | 289,442,000 | 275,992,000 | 291,685,000 |
| Equity capital | 412,051,000 | 420,728,000 | 430,632,000 | 445,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 31,042,000 | 64,116,000 | 98,739,000 | 135,571,000 |
| Interest expense | 1,949,000 | 4,088,000 | 7,110,000 | 10,663,000 |
| Net interest income | 29,093,000 | 60,028,000 | 91,629,000 | 124,908,000 |
| Noninterest income | 3,467,000 | 7,047,000 | 10,541,000 | 14,395,000 |
| Noninterest expense | 19,899,000 | 39,690,000 | 59,333,000 | 80,642,000 |
| Provision for loan losses | 865,000 | 1,555,000 | 413,000 | -1,756,000 |
| Pretax income | 11,796,000 | 25,830,000 | 42,448,000 | 60,446,000 |
| Income tax | 2,204,000 | 4,852,000 | 8,088,000 | 11,611,000 |
| Net income | 9,592,000 | 20,978,000 | 34,360,000 | 48,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 329,156,000 | 338,778,000 | 350,337,000 | 363,141,000 |
| Total capital | 354,883,000 | 364,902,000 | 375,201,000 | 387,212,000 |
| Risk-weighted assets | 2,607,838,000 | 2,693,658,000 | 2,739,081,000 | 2,752,816,000 |