Call reports 2017
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2017
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,913,172,000 | 2,940,210,000 | 2,986,816,000 | 3,079,399,000 |
| Total loans | 2,218,331,000 | 2,193,003,000 | 2,199,944,000 | 2,313,003,000 |
| Allowance for loan losses | 25,881,000 | 25,188,000 | 23,757,000 | 24,778,000 |
| Securities available for sale | 219,944,000 | 220,296,000 | 217,627,000 | 223,176,000 |
| Securities held to maturity | 34,000 | 34,000 | 33,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,503,780,000 | 2,523,284,000 | 2,560,784,000 | 2,649,476,000 |
| Interest-bearing deposits | 2,234,076,000 | 2,256,612,000 | 2,304,313,000 | 2,361,691,000 |
| Noninterest-bearing deposits | 269,704,000 | 266,672,000 | 256,471,000 | 287,785,000 |
| Equity capital | 391,961,000 | 398,777,000 | 405,185,000 | 407,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 27,966,000 | 56,655,000 | 86,188,000 | 116,517,000 |
| Interest expense | 1,840,000 | 3,698,000 | 5,663,000 | 7,658,000 |
| Net interest income | 26,126,000 | 52,957,000 | 80,525,000 | 108,859,000 |
| Noninterest income | 3,535,000 | 7,139,000 | 11,311,000 | 14,554,000 |
| Noninterest expense | 18,396,000 | 37,208,000 | 56,207,000 | 77,566,000 |
| Provision for loan losses | 960,000 | 267,000 | -1,388,000 | -338,000 |
| Pretax income | 10,305,000 | 22,635,000 | 37,044,000 | 46,212,000 |
| Income tax | 3,136,000 | 6,720,000 | 11,269,000 | 17,813,000 |
| Net income | 7,169,000 | 15,915,000 | 25,775,000 | 28,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,721,000 | 313,946,000 | 320,334,000 | 322,413,000 |
| Total capital | 333,980,000 | 339,512,000 | 344,469,000 | 347,569,000 |
| Risk-weighted assets | 2,466,610,000 | 2,392,683,000 | 2,419,534,000 | 2,545,005,000 |