Call reports 2016
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2016
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,815,480,000 | 2,870,738,000 | 2,936,428,000 | 2,950,506,000 |
| Total loans | 2,105,952,000 | 2,155,062,000 | 2,170,034,000 | 2,155,498,000 |
| Allowance for loan losses | 26,672,000 | 26,716,000 | 27,096,000 | 25,005,000 |
| Securities available for sale | 151,266,000 | 170,621,000 | 179,666,000 | 205,944,000 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,413,942,000 | 2,472,544,000 | 2,532,336,000 | 2,546,024,000 |
| Interest-bearing deposits | 2,149,404,000 | 2,191,551,000 | 2,270,788,000 | 2,266,764,000 |
| Noninterest-bearing deposits | 264,538,000 | 280,993,000 | 261,548,000 | 279,260,000 |
| Equity capital | 377,951,000 | 379,268,000 | 384,317,000 | 387,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 26,867,000 | 54,407,000 | 82,201,000 | 110,290,000 |
| Interest expense | 1,594,000 | 3,311,000 | 5,162,000 | 7,078,000 |
| Net interest income | 25,273,000 | 51,096,000 | 77,039,000 | 103,212,000 |
| Noninterest income | 4,210,000 | 7,714,000 | 11,218,000 | 15,656,000 |
| Noninterest expense | 18,039,000 | 36,732,000 | 54,782,000 | 73,386,000 |
| Provision for loan losses | 1,725,000 | 2,700,000 | 3,925,000 | 4,575,000 |
| Pretax income | 9,719,000 | 19,406,000 | 29,578,000 | 40,935,000 |
| Income tax | 2,906,000 | 5,875,000 | 8,994,000 | 12,510,000 |
| Net income | 6,813,000 | 13,531,000 | 20,584,000 | 28,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 291,397,000 | 292,201,000 | 297,870,000 | 304,057,000 |
| Total capital | 318,640,000 | 319,455,000 | 325,502,000 | 329,428,000 |
| Risk-weighted assets | 2,395,311,000 | 2,433,744,000 | 2,410,091,000 | 2,382,431,000 |