Call reports 2015
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2015
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,532,737,000 | 2,563,744,000 | 2,839,785,000 | 2,881,002,000 |
| Total loans | 1,879,905,000 | 1,891,449,000 | 2,062,141,000 | 2,093,740,000 |
| Allowance for loan losses | 27,187,000 | 28,107,000 | 28,127,000 | 25,315,000 |
| Securities available for sale | 104,283,000 | 114,325,000 | 124,828,000 | 145,753,000 |
| Securities held to maturity | 38,000 | 37,000 | 37,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,207,198,000 | 2,237,135,000 | 2,452,848,000 | 2,490,361,000 |
| Interest-bearing deposits | 1,970,815,000 | 1,992,732,000 | 2,218,274,000 | 2,227,361,000 |
| Noninterest-bearing deposits | 236,383,000 | 244,403,000 | 234,574,000 | 263,000,000 |
| Equity capital | 307,179,000 | 311,986,000 | 368,977,000 | 373,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 23,703,000 | 48,021,000 | 78,942,000 | 105,885,000 |
| Interest expense | 1,454,000 | 2,828,000 | 4,800,000 | 6,504,000 |
| Net interest income | 22,249,000 | 45,193,000 | 74,142,000 | 99,381,000 |
| Noninterest income | 3,071,000 | 6,759,000 | 10,244,000 | 13,848,000 |
| Noninterest expense | 16,036,000 | 32,185,000 | 53,509,000 | 70,252,000 |
| Provision for loan losses | 2,750,000 | 3,825,000 | 4,700,000 | 6,950,000 |
| Pretax income | 6,534,000 | 15,942,000 | 26,177,000 | 36,027,000 |
| Income tax | 1,849,000 | 4,685,000 | 7,818,000 | 11,015,000 |
| Net income | 4,685,000 | 11,257,000 | 18,359,000 | 25,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,949,000 | 249,558,000 | 282,801,000 | 288,648,000 |
| Total capital | 271,204,000 | 276,657,000 | 311,508,000 | 314,516,000 |
| Risk-weighted assets | 2,179,354,000 | 2,166,370,000 | 2,368,857,000 | 2,382,209,000 |