Call reports 2014
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2014
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,500,274,000 | 2,503,422,000 | 2,553,887,000 | 2,629,926,000 |
| Total loans | 1,794,167,000 | 1,822,020,000 | 1,850,671,000 | 1,877,378,000 |
| Allowance for loan losses | 24,329,000 | 24,817,000 | 25,209,000 | 24,952,000 |
| Securities available for sale | 94,674,000 | 91,147,000 | 91,995,000 | 96,015,000 |
| Securities held to maturity | 40,000 | 39,000 | 39,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,171,459,000 | 2,169,520,000 | 2,209,787,000 | 2,276,888,000 |
| Interest-bearing deposits | 1,868,225,000 | 1,861,804,000 | 1,847,094,000 | 2,019,136,000 |
| Noninterest-bearing deposits | 303,234,000 | 307,716,000 | 362,693,000 | 257,752,000 |
| Equity capital | 316,623,000 | 322,310,000 | 328,578,000 | 332,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 23,510,000 | 47,821,000 | 72,228,000 | 96,247,000 |
| Interest expense | 1,506,000 | 3,117,000 | 4,648,000 | 6,156,000 |
| Net interest income | 22,004,000 | 44,704,000 | 67,580,000 | 90,091,000 |
| Noninterest income | 3,370,000 | 6,670,000 | 10,147,000 | 13,511,000 |
| Noninterest expense | 16,081,000 | 32,849,000 | 49,501,000 | 65,275,000 |
| Provision for loan losses | 599,000 | 1,836,000 | 2,396,000 | 3,766,000 |
| Pretax income | 8,694,000 | 16,735,000 | 25,880,000 | 34,611,000 |
| Income tax | 2,829,000 | 5,347,000 | 8,256,000 | 10,926,000 |
| Net income | 5,865,000 | 11,388,000 | 17,624,000 | 23,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,612,000 | 254,555,000 | 261,038,000 | 265,330,000 |
| Total capital | 271,601,000 | 279,338,000 | 286,443,000 | 290,776,000 |
| Risk-weighted assets | 1,917,968,000 | 1,981,775,000 | 2,031,886,000 | 2,035,390,000 |