Call reports 2013
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2013
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,734,989,000 | 1,772,521,000 | 2,457,317,000 | 2,454,234,000 |
| Total loans | 1,173,567,000 | 1,192,678,000 | 1,709,741,000 | 1,758,636,000 |
| Allowance for loan losses | 18,605,000 | 18,297,000 | 23,076,000 | 23,843,000 |
| Securities available for sale | 82,324,000 | 77,653,000 | 105,397,000 | 101,070,000 |
| Securities held to maturity | 251,000 | 248,000 | 246,000 | 164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,509,545,000 | 1,546,888,000 | 2,139,861,000 | 2,131,031,000 |
| Interest-bearing deposits | 1,358,551,000 | 1,367,919,000 | 1,864,011,000 | 1,845,962,000 |
| Noninterest-bearing deposits | 150,994,000 | 178,969,000 | 275,850,000 | 285,069,000 |
| Equity capital | 213,930,000 | 216,345,000 | 305,984,000 | 310,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,509,000 | 33,463,000 | 55,898,000 | 79,898,000 |
| Interest expense | 1,341,000 | 2,756,000 | 4,465,000 | 6,193,000 |
| Net interest income | 15,168,000 | 30,707,000 | 51,433,000 | 73,705,000 |
| Noninterest income | 2,507,000 | 5,185,000 | 10,978,000 | 14,180,000 |
| Noninterest expense | 11,604,000 | 23,071,000 | 39,162,000 | 55,419,000 |
| Provision for loan losses | 1,349,000 | 2,756,000 | 8,138,000 | 10,255,000 |
| Pretax income | 4,722,000 | 10,065,000 | 15,111,000 | 22,211,000 |
| Income tax | 1,507,000 | 3,195,000 | 3,775,000 | 6,119,000 |
| Net income | 3,215,000 | 6,870,000 | 11,336,000 | 16,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,214,000 | 156,977,000 | 237,677,000 | 242,621,000 |
| Total capital | 168,867,000 | 172,970,000 | 260,355,000 | 266,388,000 |
| Risk-weighted assets | 1,248,540,000 | 1,276,363,000 | 1,813,016,000 | 1,900,399,000 |