Call reports 2012
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2012
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,512,739,000 | 1,516,154,000 | 1,569,296,000 | 1,712,391,000 |
| Total loans | 1,031,690,000 | 1,067,832,000 | 1,107,158,000 | 1,164,619,000 |
| Allowance for loan losses | 15,567,000 | 16,529,000 | 16,953,000 | 17,498,000 |
| Securities available for sale | 88,791,000 | 97,534,000 | 89,253,000 | 86,688,000 |
| Securities held to maturity | 1,033,000 | 782,000 | 778,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,303,381,000 | 1,303,228,000 | 1,352,025,000 | 1,491,346,000 |
| Interest-bearing deposits | 1,153,290,000 | 1,164,690,000 | 1,210,458,000 | 1,298,373,000 |
| Noninterest-bearing deposits | 150,091,000 | 138,538,000 | 141,567,000 | 192,973,000 |
| Equity capital | 201,418,000 | 204,547,000 | 208,120,000 | 211,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,366,000 | 31,119,000 | 47,553,000 | 64,255,000 |
| Interest expense | 1,484,000 | 2,809,000 | 4,130,000 | 5,457,000 |
| Net interest income | 13,882,000 | 28,310,000 | 43,423,000 | 58,798,000 |
| Noninterest income | 2,332,000 | 4,798,000 | 7,514,000 | 10,392,000 |
| Noninterest expense | 10,893,000 | 21,924,000 | 33,716,000 | 46,021,000 |
| Provision for loan losses | 1,336,000 | 2,563,000 | 3,930,000 | 5,719,000 |
| Pretax income | 3,985,000 | 8,621,000 | 13,291,000 | 17,450,000 |
| Income tax | 1,223,000 | 2,648,000 | 4,082,000 | 5,344,000 |
| Net income | 2,762,000 | 5,973,000 | 9,209,000 | 12,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,059,000 | 143,439,000 | 146,830,000 | 149,866,000 |
| Total capital | 153,697,000 | 157,573,000 | 161,597,000 | 165,485,000 |
| Risk-weighted assets | 1,088,738,000 | 1,127,785,000 | 1,178,584,000 | 1,246,974,000 |