Call reports 2011
COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2011
What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,474,061,000 | 1,418,123,000 | 1,443,705,000 | 1,515,256,000 |
| Total loans | 904,616,000 | 935,939,000 | 952,000,000 | 1,018,642,000 |
| Allowance for loan losses | 15,919,000 | 17,384,000 | 16,845,000 | 15,294,000 |
| Securities available for sale | 133,469,000 | 132,823,000 | 105,993,000 | 95,003,000 |
| Securities held to maturity | 1,671,000 | 1,645,000 | 1,508,000 | 1,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,277,056,000 | 1,218,859,000 | 1,238,602,000 | 1,309,127,000 |
| Interest-bearing deposits | 1,165,291,000 | 1,098,590,000 | 1,120,710,000 | 1,175,588,000 |
| Noninterest-bearing deposits | 111,765,000 | 120,269,000 | 117,892,000 | 133,539,000 |
| Equity capital | 189,569,000 | 192,235,000 | 196,336,000 | 198,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,130,000 | 28,721,000 | 43,745,000 | 58,970,000 |
| Interest expense | 2,331,000 | 4,495,000 | 6,548,000 | 8,337,000 |
| Net interest income | 11,799,000 | 24,226,000 | 37,197,000 | 50,633,000 |
| Noninterest income | 2,149,000 | 4,457,000 | 7,045,000 | 9,425,000 |
| Noninterest expense | 10,418,000 | 20,836,000 | 31,581,000 | 41,929,000 |
| Provision for loan losses | 1,359,000 | 2,811,000 | 3,734,000 | 5,471,000 |
| Pretax income | 2,171,000 | 5,036,000 | 8,994,000 | 13,111,000 |
| Income tax | 601,000 | 1,441,000 | 2,632,000 | 3,879,000 |
| Net income | 1,570,000 | 3,595,000 | 6,362,000 | 9,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,809,000 | 131,062,000 | 134,044,000 | 137,112,000 |
| Total capital | 140,761,000 | 143,449,000 | 146,675,000 | 150,699,000 |
| Risk-weighted assets | 951,860,000 | 985,529,000 | 1,005,835,000 | 1,084,703,000 |