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Call reports 2008

COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION — 2008

What COMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/76a73fb1-2ec1-4569-82cd-ec858f9b1b33/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets496,445,000559,355,000664,654,000725,043,000
Total loans331,559,000397,966,000450,312,000482,037,000
Allowance for loan losses3,319,0004,009,0004,755,0005,220,000
Securities available for sale23,115,00023,270,00062,268,00097,653,000
Securities held to maturity0000
Trading assets0000
Total deposits417,617,000469,909,000573,564,000633,351,000
Interest-bearing deposits333,020,000357,446,000536,698,000461,684,000
Noninterest-bearing deposits84,597,000112,463,00036,866,000171,667,000
Equity capital75,818,00086,328,00087,146,00087,704,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income6,282,00012,948,00020,616,00028,786,000
Interest expense1,988,0003,629,0005,715,0007,874,000
Net interest income4,294,0009,319,00014,901,00020,912,000
Noninterest income475,0001,006,0001,880,0002,635,000
Noninterest expense3,366,0007,153,00011,714,00016,963,000
Provision for loan losses807,0001,514,0002,425,0003,559,000
Pretax income596,0001,658,0002,655,0003,038,000
Income tax152,000464,000757,000840,000
Net income444,0001,194,0001,898,0002,198,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital58,764,00069,833,00070,845,00071,441,000
Total capital62,083,00073,842,00075,600,00076,661,000
Risk-weighted assets357,561,000431,075,000496,595,000536,476,000

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