Call reports 2025
DOZIER BANK — 2025
What DOZIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 54,559,000 | 55,142,000 | 53,089,000 | 54,543,000 |
| Total loans | 22,188,000 | 22,501,000 | 22,153,000 | 22,046,000 |
| Allowance for loan losses | 222,000 | 225,000 | 223,000 | 226,000 |
| Securities available for sale | 21,777,000 | 21,388,000 | 20,422,000 | 19,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,103,000 | 41,582,000 | 39,157,000 | 40,281,000 |
| Interest-bearing deposits | 29,912,000 | 29,405,000 | 27,757,000 | 27,988,000 |
| Noninterest-bearing deposits | 11,191,000 | 12,177,000 | 11,400,000 | 12,293,000 |
| Equity capital | 12,352,000 | 12,578,000 | 13,027,000 | 13,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,187,000 | 1,801,000 | 2,356,000 |
| Interest expense | 191,000 | 379,000 | 569,000 | 728,000 |
| Net interest income | 380,000 | 808,000 | 1,232,000 | 1,628,000 |
| Noninterest income | 47,000 | 90,000 | 115,000 | 139,000 |
| Noninterest expense | 260,000 | 495,000 | 755,000 | 1,004,000 |
| Provision for loan losses | 7,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 153,000 | 389,000 | 578,000 | 749,000 |
| Income tax | 50,000 | 84,000 | 157,000 | 201,000 |
| Net income | 103,000 | 305,000 | 421,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,387,000 | 14,589,000 | 14,705,000 | 14,832,000 |