Call reports 2024
DOZIER BANK — 2024
What DOZIER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 54,101,000 | 54,802,000 | 55,179,000 | 55,198,000 |
| Total loans | 21,679,000 | 22,480,000 | 22,814,000 | 21,558,000 |
| Allowance for loan losses | 233,000 | 236,000 | 236,000 | 216,000 |
| Securities available for sale | 23,094,000 | 22,748,000 | 22,939,000 | 21,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,413,000 | 41,914,000 | 41,630,000 | 41,815,000 |
| Interest-bearing deposits | 29,464,000 | 29,499,000 | 29,660,000 | 29,924,000 |
| Noninterest-bearing deposits | 11,949,000 | 12,415,000 | 11,970,000 | 11,891,000 |
| Equity capital | 11,790,000 | 12,025,000 | 12,630,000 | 12,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,228,000 | 1,867,000 | 2,495,000 |
| Interest expense | 223,000 | 453,000 | 679,000 | 888,000 |
| Net interest income | 370,000 | 775,000 | 1,188,000 | 1,607,000 |
| Noninterest income | 25,000 | 50,000 | 75,000 | 108,000 |
| Noninterest expense | 247,000 | 489,000 | 733,000 | 975,000 |
| Provision for loan losses | 24,000 | 27,000 | 27,000 | 35,000 |
| Pretax income | 124,000 | 309,000 | 503,000 | 705,000 |
| Income tax | 34,000 | 73,000 | 119,000 | 213,000 |
| Net income | 90,000 | 236,000 | 384,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,198,000 | 14,344,000 | 14,464,000 | 14,572,000 |