Call reports 2023
DOZIER BANK — 2023
What DOZIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 51,642,000 | 50,936,000 | 52,030,000 | 54,620,000 |
| Total loans | 13,556,000 | 16,237,000 | 18,075,000 | 19,942,000 |
| Allowance for loan losses | 162,000 | 175,000 | 185,000 | 209,000 |
| Securities available for sale | 30,210,000 | 29,363,000 | 27,290,000 | 24,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,189,000 | 38,569,000 | 40,031,000 | 41,895,000 |
| Interest-bearing deposits | 26,730,000 | 25,984,000 | 27,568,000 | 30,196,000 |
| Noninterest-bearing deposits | 12,459,000 | 12,585,000 | 12,463,000 | 11,699,000 |
| Equity capital | 11,685,000 | 11,597,000 | 11,195,000 | 11,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 883,000 | 1,374,000 | 1,936,000 |
| Interest expense | 118,000 | 293,000 | 486,000 | 705,000 |
| Net interest income | 308,000 | 590,000 | 888,000 | 1,231,000 |
| Noninterest income | 47,000 | 69,000 | 95,000 | 122,000 |
| Noninterest expense | 204,000 | 451,000 | 699,000 | 972,000 |
| Provision for loan losses | 26,000 | 39,000 | 49,000 | 73,000 |
| Pretax income | 125,000 | 169,000 | 235,000 | 308,000 |
| Income tax | 24,000 | 41,000 | 48,000 | 78,000 |
| Net income | 101,000 | 128,000 | 187,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,139,000 | 14,166,000 | 14,182,000 | 14,224,000 |