Call reports 2022
DOZIER BANK — 2022
What DOZIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 40,826,000 | 40,597,000 | 40,788,000 | 46,665,000 |
| Total loans | 10,226,000 | 10,668,000 | 11,181,000 | 11,953,000 |
| Allowance for loan losses | 132,000 | 132,000 | 134,000 | 137,000 |
| Securities available for sale | 24,485,000 | 23,942,000 | 23,640,000 | 30,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,565,000 | 36,650,000 | 37,097,000 | 33,426,000 |
| Interest-bearing deposits | 19,029,000 | 23,187,000 | 23,123,000 | 22,105,000 |
| Noninterest-bearing deposits | 16,536,000 | 13,462,000 | 13,974,000 | 11,321,000 |
| Equity capital | 4,499,000 | 3,202,000 | 2,943,000 | 11,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 490,000 | 771,000 | 1,117,000 |
| Interest expense | 21,000 | 40,000 | 67,000 | 99,000 |
| Net interest income | 216,000 | 450,000 | 704,000 | 1,018,000 |
| Noninterest income | 22,000 | 44,000 | 67,000 | 89,000 |
| Noninterest expense | 200,000 | 411,000 | 617,000 | 815,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 5,000 |
| Pretax income | 38,000 | 83,000 | 152,000 | 287,000 |
| Income tax | 10,000 | 14,000 | 18,000 | 50,000 |
| Net income | 28,000 | 69,000 | 134,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,643,000 | 5,684,000 | 5,749,000 | 14,037,000 |