Call reports 2021
DOZIER BANK — 2021
What DOZIER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 38,478,000 | 40,509,000 | 40,254,000 | 41,794,000 |
| Total loans | 10,458,000 | 10,787,000 | 10,470,000 | 10,835,000 |
| Allowance for loan losses | 132,000 | 132,000 | 132,000 | 132,000 |
| Securities available for sale | 21,815,000 | 21,796,000 | 22,550,000 | 24,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,172,000 | 34,123,000 | 33,779,000 | 35,475,000 |
| Interest-bearing deposits | 21,450,000 | 22,329,000 | 18,683,000 | 23,363,000 |
| Noninterest-bearing deposits | 10,722,000 | 11,794,000 | 15,096,000 | 12,113,000 |
| Equity capital | 5,528,000 | 5,628,000 | 5,711,000 | 5,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 511,000 | 734,000 | 960,000 |
| Interest expense | 29,000 | 55,000 | 82,000 | 106,000 |
| Net interest income | 242,000 | 456,000 | 652,000 | 854,000 |
| Noninterest income | 23,000 | 43,000 | 66,000 | 87,000 |
| Noninterest expense | 196,000 | 389,000 | 607,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 151,000 | 235,000 | 269,000 |
| Income tax | 16,000 | 27,000 | 36,000 | 48,000 |
| Net income | 53,000 | 124,000 | 199,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,446,000 | 5,482,000 | 5,553,000 | 5,615,000 |