Call reports 2020
DOZIER BANK — 2020
What DOZIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 34,708,000 | 37,316,000 | 37,226,000 | 38,685,000 |
| Total loans | 7,910,000 | 9,605,000 | 10,268,000 | 9,732,000 |
| Allowance for loan losses | 132,000 | 132,000 | 132,000 | 132,000 |
| Securities available for sale | 19,372,000 | 20,166,000 | 20,887,000 | 22,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,612,000 | 30,857,000 | 30,710,000 | 32,164,000 |
| Interest-bearing deposits | 20,894,000 | 17,673,000 | 17,515,000 | 20,856,000 |
| Noninterest-bearing deposits | 7,718,000 | 13,184,000 | 13,195,000 | 11,308,000 |
| Equity capital | 5,342,000 | 5,672,000 | 5,741,000 | 5,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 574,000 | 805,000 | 1,039,000 |
| Interest expense | 41,000 | 83,000 | 118,000 | 150,000 |
| Net interest income | 213,000 | 491,000 | 687,000 | 889,000 |
| Noninterest income | 27,000 | 53,000 | 75,000 | 96,000 |
| Noninterest expense | 175,000 | 358,000 | 550,000 | 743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 186,000 | 212,000 | 242,000 |
| Income tax | 3,000 | 35,000 | 32,000 | 32,000 |
| Net income | 62,000 | 151,000 | 180,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,246,000 | 5,335,000 | 5,364,000 | 5,394,000 |