Call reports 2019
DOZIER BANK — 2019
What DOZIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 33,079,000 | 33,459,000 | 36,364,000 | 34,975,000 |
| Total loans | 7,795,000 | 7,679,000 | 7,645,000 | 8,021,000 |
| Allowance for loan losses | 131,000 | 131,000 | 132,000 | 132,000 |
| Securities available for sale | 19,068,000 | 18,478,000 | 17,201,000 | 18,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,290,000 | 27,407,000 | 30,296,000 | 28,958,000 |
| Interest-bearing deposits | 18,954,000 | 18,926,000 | 22,250,000 | 20,882,000 |
| Noninterest-bearing deposits | 8,336,000 | 8,481,000 | 8,046,000 | 8,076,000 |
| Equity capital | 5,025,000 | 5,247,000 | 5,252,000 | 5,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 509,000 | 777,000 | 1,036,000 |
| Interest expense | 29,000 | 68,000 | 112,000 | 152,000 |
| Net interest income | 220,000 | 441,000 | 665,000 | 884,000 |
| Noninterest income | 26,000 | 54,000 | 84,000 | 112,000 |
| Noninterest expense | 214,000 | 424,000 | 640,000 | 856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 71,000 | 109,000 | 140,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 4,000 |
| Net income | 30,000 | 68,000 | 105,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,078,000 | 5,117,000 | 5,005,000 | 5,184,000 |
| Total capital | 5,209,000 | 5,248,000 | 5,137,000 | 5,316,000 |
| Risk-weighted assets | 13,780,000 | 14,491,000 | 13,228,000 | 13,289,000 |