Call reports 2018
DOZIER BANK — 2018
What DOZIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,529,000 | 35,149,000 | 33,947,000 | 33,031,000 |
| Total loans | 7,029,000 | 7,813,000 | 8,549,000 | 8,220,000 |
| Allowance for loan losses | 131,000 | 129,000 | 129,000 | 130,000 |
| Securities available for sale | 21,032,000 | 21,512,000 | 19,991,000 | 19,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,066,000 | 29,660,000 | 28,473,000 | 27,383,000 |
| Interest-bearing deposits | 21,380,000 | 21,771,000 | 20,718,000 | 19,825,000 |
| Noninterest-bearing deposits | 7,686,000 | 7,889,000 | 7,755,000 | 7,557,000 |
| Equity capital | 4,699,000 | 4,695,000 | 4,659,000 | 4,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 499,000 | 761,000 | 1,025,000 |
| Interest expense | 22,000 | 48,000 | 74,000 | 98,000 |
| Net interest income | 221,000 | 451,000 | 687,000 | 927,000 |
| Noninterest income | 31,000 | 60,000 | 88,000 | 119,000 |
| Noninterest expense | 206,000 | 416,000 | 628,000 | 826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 95,000 | 147,000 | 220,000 |
| Income tax | 3,000 | 4,000 | 7,000 | 8,000 |
| Net income | 43,000 | 91,000 | 140,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,668,000 | 4,697,000 | 5,020,000 | 5,092,000 |
| Total capital | 4,799,000 | 4,826,000 | 5,149,000 | 5,222,000 |
| Risk-weighted assets | 14,103,000 | 12,524,000 | 13,561,000 | 13,553,000 |