Call reports 2017
DOZIER BANK — 2017
What DOZIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,708,000 | 35,599,000 | 33,971,000 | 34,846,000 |
| Total loans | 6,680,000 | 6,669,000 | 6,572,000 | 6,764,000 |
| Allowance for loan losses | 131,000 | 131,000 | 131,000 | 131,000 |
| Securities available for sale | 24,287,000 | 23,287,000 | 22,763,000 | 22,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,041,000 | 28,676,000 | 28,076,000 | 29,243,000 |
| Interest-bearing deposits | 22,079,000 | 22,092,000 | 21,739,000 | 21,414,000 |
| Noninterest-bearing deposits | 6,962,000 | 6,584,000 | 6,337,000 | 7,829,000 |
| Equity capital | 4,938,000 | 5,146,000 | 5,112,000 | 4,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 508,000 | 755,000 | 1,001,000 |
| Interest expense | 28,000 | 54,000 | 78,000 | 100,000 |
| Net interest income | 223,000 | 454,000 | 677,000 | 901,000 |
| Noninterest income | 30,000 | 67,000 | 99,000 | 133,000 |
| Noninterest expense | 196,000 | 397,000 | 592,000 | 865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 141,000 | 205,000 | 190,000 |
| Income tax | 3,000 | 9,000 | 14,000 | 17,000 |
| Net income | 54,000 | 132,000 | 191,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,696,000 | 4,818,000 | 4,807,000 | 4,701,000 |
| Total capital | 4,827,000 | 4,949,000 | 4,938,000 | 4,832,000 |
| Risk-weighted assets | 13,083,000 | 12,732,000 | 12,336,000 | 12,571,000 |