Call reports 2016
DOZIER BANK — 2016
What DOZIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 37,192,000 | 37,478,000 | 37,634,000 | 36,972,000 |
| Total loans | 7,560,000 | 6,895,000 | 6,398,000 | 6,409,000 |
| Allowance for loan losses | 142,000 | 142,000 | 143,000 | 142,000 |
| Securities available for sale | 23,670,000 | 24,972,000 | 24,071,000 | 24,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,180,000 | 28,305,000 | 28,504,000 | 28,361,000 |
| Interest-bearing deposits | 22,033,000 | 21,879,000 | 21,878,000 | 21,957,000 |
| Noninterest-bearing deposits | 6,147,000 | 6,426,000 | 6,626,000 | 6,404,000 |
| Equity capital | 5,281,000 | 5,414,000 | 5,366,000 | 4,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 522,000 | 774,000 | 1,031,000 |
| Interest expense | 26,000 | 52,000 | 79,000 | 105,000 |
| Net interest income | 235,000 | 470,000 | 695,000 | 926,000 |
| Noninterest income | 34,000 | 65,000 | 97,000 | 127,000 |
| Noninterest expense | 204,000 | 409,000 | 610,000 | 801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 126,000 | 182,000 | 252,000 |
| Income tax | 5,000 | 7,000 | 11,000 | 14,000 |
| Net income | 60,000 | 119,000 | 171,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,874,000 | 4,970,000 | 4,925,000 | 4,670,000 |
| Total capital | 5,016,000 | 5,112,000 | 5,068,000 | 4,812,000 |
| Risk-weighted assets | 13,696,000 | 13,234,000 | 12,823,000 | 14,881,000 |