Call reports 2015
DOZIER BANK — 2015
What DOZIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 40,456,000 | 39,955,000 | 38,489,000 | 37,293,000 |
| Total loans | 7,125,000 | 6,842,000 | 6,679,000 | 6,979,000 |
| Allowance for loan losses | 142,000 | 142,000 | 143,000 | 142,000 |
| Securities available for sale | 25,171,000 | 25,291,000 | 24,520,000 | 23,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,540,000 | 31,079,000 | 29,553,000 | 28,441,000 |
| Interest-bearing deposits | 25,588,000 | 25,000,000 | 23,611,000 | 21,905,000 |
| Noninterest-bearing deposits | 5,952,000 | 6,079,000 | 5,942,000 | 6,536,000 |
| Equity capital | 5,196,000 | 5,112,000 | 5,158,000 | 5,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 544,000 | 813,000 | 1,076,000 |
| Interest expense | 28,000 | 56,000 | 84,000 | 110,000 |
| Net interest income | 243,000 | 488,000 | 729,000 | 966,000 |
| Noninterest income | 32,000 | 65,000 | 98,000 | 129,000 |
| Noninterest expense | 202,000 | 408,000 | 608,000 | 799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 151,000 | 225,000 | 302,000 |
| Income tax | 10,000 | 14,000 | 21,000 | 16,000 |
| Net income | 69,000 | 137,000 | 204,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,904,000 | 4,927,000 | 4,949,000 | 4,941,000 |
| Total capital | 5,046,000 | 5,069,000 | 5,092,000 | 5,083,000 |
| Risk-weighted assets | 14,002,000 | 13,723,000 | 13,050,000 | 13,163,000 |