Call reports 2014
DOZIER BANK — 2014
What DOZIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,564,000 | 40,418,000 | 39,468,000 | 38,659,000 |
| Total loans | 7,028,000 | 6,948,000 | 6,846,000 | 7,226,000 |
| Allowance for loan losses | 145,000 | 146,000 | 140,000 | 141,000 |
| Securities available for sale | 28,312,000 | 28,673,000 | 28,257,000 | 26,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,217,000 | 31,803,000 | 30,770,000 | 29,862,000 |
| Interest-bearing deposits | 27,014,000 | 26,816,000 | 25,809,000 | 24,642,000 |
| Noninterest-bearing deposits | 5,203,000 | 4,987,000 | 4,961,000 | 5,220,000 |
| Equity capital | 4,633,000 | 4,851,000 | 4,918,000 | 5,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 610,000 | 900,000 | 1,175,000 |
| Interest expense | 39,000 | 77,000 | 109,000 | 138,000 |
| Net interest income | 263,000 | 533,000 | 791,000 | 1,037,000 |
| Noninterest income | 37,000 | 69,000 | 107,000 | 139,000 |
| Noninterest expense | 203,000 | 411,000 | 614,000 | 852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 197,000 | 290,000 | 338,000 |
| Income tax | 20,000 | 39,000 | 55,000 | 25,000 |
| Net income | 83,000 | 158,000 | 235,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,808,000 | 4,837,000 | 4,870,000 | 4,880,000 |
| Total capital | 4,953,000 | 4,983,000 | 5,010,000 | 5,021,000 |
| Risk-weighted assets | 14,202,000 | 14,244,000 | 13,968,000 | 13,922,000 |