Call reports 2013
DOZIER BANK — 2013
What DOZIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,690,000 | 36,891,000 | 37,364,000 | 39,752,000 |
| Total loans | 7,229,000 | 7,279,000 | 6,965,000 | 6,332,000 |
| Allowance for loan losses | 139,000 | 140,000 | 141,000 | 143,000 |
| Securities available for sale | 25,086,000 | 24,351,000 | 25,011,000 | 28,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,887,000 | 28,664,000 | 29,126,000 | 31,706,000 |
| Interest-bearing deposits | 24,024,000 | 23,537,000 | 23,741,000 | 26,193,000 |
| Noninterest-bearing deposits | 4,863,000 | 5,127,000 | 5,385,000 | 5,513,000 |
| Equity capital | 5,117,000 | 4,512,000 | 4,510,000 | 4,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 528,000 | 799,000 | 1,080,000 |
| Interest expense | 49,000 | 97,000 | 140,000 | 181,000 |
| Net interest income | 211,000 | 431,000 | 659,000 | 899,000 |
| Noninterest income | 33,000 | 68,000 | 103,000 | 139,000 |
| Noninterest expense | 209,000 | 411,000 | 622,000 | 840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 88,000 | 140,000 | 198,000 |
| Income tax | 3,000 | 9,000 | 10,000 | -1,000 |
| Net income | 32,000 | 79,000 | 130,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,737,000 | 4,739,000 | 4,745,000 | 4,769,000 |
| Total capital | 4,876,000 | 4,879,000 | 4,886,000 | 4,912,000 |
| Risk-weighted assets | 13,429,000 | 13,517,000 | 13,337,000 | 13,448,000 |