Call reports 2012
DOZIER BANK — 2012
What DOZIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,012,000 | 37,004,000 | 37,556,000 | 38,620,000 |
| Total loans | 7,824,000 | 7,601,000 | 6,956,000 | 6,827,000 |
| Allowance for loan losses | 135,000 | 138,000 | 138,000 | 138,000 |
| Securities available for sale | 23,940,000 | 24,023,000 | 23,388,000 | 25,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,254,000 | 28,040,000 | 28,483,000 | 29,736,000 |
| Interest-bearing deposits | 23,327,000 | 22,814,000 | 23,128,000 | 24,017,000 |
| Noninterest-bearing deposits | 4,927,000 | 5,226,000 | 5,355,000 | 5,718,000 |
| Equity capital | 5,105,000 | 5,212,000 | 5,262,000 | 5,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 589,000 | 856,000 | 1,129,000 |
| Interest expense | 56,000 | 107,000 | 158,000 | 211,000 |
| Net interest income | 249,000 | 482,000 | 698,000 | 918,000 |
| Noninterest income | 35,000 | 68,000 | 103,000 | 137,000 |
| Noninterest expense | 230,000 | 454,000 | 681,000 | 892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 161,000 | 258,000 | 306,000 |
| Income tax | 6,000 | 27,000 | 46,000 | 35,000 |
| Net income | 48,000 | 134,000 | 212,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,663,000 | 4,704,000 | 4,736,000 | 4,750,000 |
| Total capital | 4,798,000 | 4,842,000 | 4,874,000 | 4,888,000 |
| Risk-weighted assets | 12,811,000 | 12,713,000 | 12,544,000 | 13,480,000 |