Call reports 2011
DOZIER BANK — 2011
What DOZIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,881,000 | 36,365,000 | 36,200,000 | 37,010,000 |
| Total loans | 8,911,000 | 8,628,000 | 8,950,000 | 8,399,000 |
| Allowance for loan losses | 268,000 | 48,000 | 154,000 | 147,000 |
| Securities available for sale | 22,158,000 | 23,404,000 | 23,418,000 | 23,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,673,000 | 27,854,000 | 27,557,000 | 28,316,000 |
| Interest-bearing deposits | 22,897,000 | 23,134,000 | 22,947,000 | 23,086,000 |
| Noninterest-bearing deposits | 4,776,000 | 4,720,000 | 4,610,000 | 5,230,000 |
| Equity capital | 4,576,000 | 4,893,000 | 4,948,000 | 5,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 660,000 | 985,000 | 1,298,000 |
| Interest expense | 74,000 | 145,000 | 213,000 | 271,000 |
| Net interest income | 257,000 | 515,000 | 772,000 | 1,027,000 |
| Noninterest income | 40,000 | 82,000 | 130,000 | 168,000 |
| Noninterest expense | 243,000 | 476,000 | 707,000 | 914,000 |
| Provision for loan losses | 22,000 | 69,000 | 174,000 | 174,000 |
| Pretax income | 42,000 | 65,000 | 57,000 | 145,000 |
| Income tax | 5,000 | -53,000 | -24,000 | -39,000 |
| Net income | 37,000 | 118,000 | 81,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,592,000 | 4,673,000 | 4,557,000 | 4,660,000 |
| Total capital | 4,776,000 | 4,721,000 | 4,711,000 | 4,807,000 |
| Risk-weighted assets | 14,637,000 | 14,599,000 | 14,430,000 | 13,401,000 |