Call reports 2019
HERITAGE BANK — 2019
What HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 280,834,000 | 289,664,000 | 298,294,000 | 300,273,000 |
| Total loans | 238,377,000 | 251,442,000 | 267,110,000 | 263,315,000 |
| Allowance for loan losses | 2,969,000 | 3,162,000 | 3,164,000 | 3,166,000 |
| Securities available for sale | 3,934,000 | 3,906,000 | 3,841,000 | 3,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,204,000 | 250,739,000 | 257,490,000 | 259,398,000 |
| Interest-bearing deposits | 171,844,000 | 178,312,000 | 183,793,000 | 186,994,000 |
| Noninterest-bearing deposits | 71,360,000 | 72,427,000 | 73,697,000 | 72,404,000 |
| Equity capital | 36,662,000 | 38,070,000 | 39,394,000 | 39,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 7,283,000 | 11,267,000 | 15,232,000 |
| Interest expense | 416,000 | 880,000 | 1,371,000 | 1,888,000 |
| Net interest income | 2,994,000 | 6,403,000 | 9,896,000 | 13,344,000 |
| Noninterest income | 209,000 | 450,000 | 719,000 | 959,000 |
| Noninterest expense | 1,999,000 | 3,969,000 | 6,057,000 | 9,569,000 |
| Provision for loan losses | 130,000 | 355,000 | 355,000 | 355,000 |
| Pretax income | 1,074,000 | 2,529,000 | 4,203,000 | 4,379,000 |
| Income tax | 221,000 | 507,000 | 858,000 | 894,000 |
| Net income | 853,000 | 2,022,000 | 3,345,000 | 3,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,326,000 | 34,724,000 | 36,065,000 | 36,224,000 |
| Total capital | 36,295,000 | 37,886,000 | 39,229,000 | 39,390,000 |
| Risk-weighted assets | 242,466,000 | 261,071,000 | 270,176,000 | 273,585,000 |