Call reports 2018
HERITAGE BANK — 2018
What HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 260,933,000 | 272,280,000 | 271,687,000 | 282,711,000 |
| Total loans | 221,006,000 | 238,375,000 | 235,864,000 | 240,959,000 |
| Allowance for loan losses | 2,640,000 | 2,766,000 | 2,872,000 | 2,997,000 |
| Securities available for sale | 5,399,000 | 5,021,000 | 4,924,000 | 4,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,544,000 | 230,180,000 | 235,795,000 | 245,978,000 |
| Interest-bearing deposits | 160,581,000 | 161,474,000 | 166,533,000 | 165,892,000 |
| Noninterest-bearing deposits | 66,963,000 | 68,706,000 | 69,262,000 | 80,086,000 |
| Equity capital | 32,237,000 | 33,614,000 | 34,741,000 | 35,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,068,000 | 6,391,000 | 9,909,000 | 13,355,000 |
| Interest expense | 274,000 | 590,000 | 954,000 | 1,350,000 |
| Net interest income | 2,794,000 | 5,801,000 | 8,955,000 | 12,005,000 |
| Noninterest income | 227,000 | 457,000 | 692,000 | 915,000 |
| Noninterest expense | 1,870,000 | 3,717,000 | 5,566,000 | 7,558,000 |
| Provision for loan losses | 0 | 125,000 | 230,000 | 380,000 |
| Pretax income | 1,151,000 | 2,416,000 | 3,851,000 | 4,982,000 |
| Income tax | 249,000 | 520,000 | 823,000 | 926,000 |
| Net income | 902,000 | 1,896,000 | 3,028,000 | 4,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,793,000 | 30,225,000 | 31,387,000 | 32,445,000 |
| Total capital | 31,433,000 | 32,991,000 | 34,259,000 | 35,443,000 |
| Risk-weighted assets | 224,436,000 | 238,927,000 | 237,806,000 | 243,704,000 |