Call reports 2017
HERITAGE BANK — 2017
What HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 252,571,000 | 255,264,000 | 260,541,000 | 253,113,000 |
| Total loans | 211,333,000 | 219,941,000 | 218,734,000 | 218,888,000 |
| Allowance for loan losses | 2,495,000 | 2,596,000 | 2,636,000 | 2,636,000 |
| Securities available for sale | 8,123,000 | 7,652,000 | 6,178,000 | 6,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,929,000 | 210,368,000 | 217,837,000 | 218,930,000 |
| Interest-bearing deposits | 140,607,000 | 144,641,000 | 151,200,000 | 149,988,000 |
| Noninterest-bearing deposits | 68,322,000 | 65,727,000 | 66,637,000 | 68,942,000 |
| Equity capital | 28,380,000 | 29,162,000 | 29,855,000 | 30,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,840,000 | 5,854,000 | 8,848,000 | 11,866,000 |
| Interest expense | 189,000 | 408,000 | 661,000 | 903,000 |
| Net interest income | 2,651,000 | 5,446,000 | 8,187,000 | 10,963,000 |
| Noninterest income | 189,000 | 356,000 | 546,000 | 748,000 |
| Noninterest expense | 1,821,000 | 3,637,000 | 5,475,000 | 7,331,000 |
| Provision for loan losses | 40,000 | 90,000 | 130,000 | 130,000 |
| Pretax income | 979,000 | 2,075,000 | 3,128,000 | 4,250,000 |
| Income tax | 338,000 | 691,000 | 1,049,000 | 1,375,000 |
| Net income | 641,000 | 1,384,000 | 2,079,000 | 2,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,961,000 | 25,722,000 | 26,440,000 | 27,464,000 |
| Total capital | 27,456,000 | 28,318,000 | 29,076,000 | 30,100,000 |
| Risk-weighted assets | 213,697,000 | 218,614,000 | 220,624,000 | 219,361,000 |