Call reports 2006
HERITAGE BANK — 2006
What HERITAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,087,000 | 17,758,000 | 17,526,000 | 17,504,000 |
| Total loans | 7,880,000 | 8,338,000 | 7,836,000 | 7,742,000 |
| Allowance for loan losses | 152,000 | 152,000 | 149,000 | 148,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,548,000 | 1,547,000 | 1,546,000 | 1,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,877,000 | 15,500,000 | 15,200,000 | 15,134,000 |
| Interest-bearing deposits | 10,425,000 | 9,931,000 | 10,016,000 | 10,122,000 |
| Noninterest-bearing deposits | 5,452,000 | 5,569,000 | 5,184,000 | 5,012,000 |
| Equity capital | 2,149,000 | 2,209,000 | 2,266,000 | 2,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 553,000 | 839,000 | 1,131,000 |
| Interest expense | 59,000 | 127,000 | 194,000 | 269,000 |
| Net interest income | 216,000 | 426,000 | 645,000 | 862,000 |
| Noninterest income | 19,000 | 39,000 | 61,000 | 86,000 |
| Noninterest expense | 138,000 | 277,000 | 420,000 | 576,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 188,000 | 286,000 | 372,000 |
| Income tax | 33,000 | 64,000 | 97,000 | 127,000 |
| Net income | 64,000 | 124,000 | 189,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,149,000 | 2,209,000 | 2,266,000 | 2,322,000 |
| Total capital | 2,256,000 | 2,319,000 | 2,371,000 | 2,426,000 |
| Risk-weighted assets | 8,529,000 | 8,683,000 | 8,337,000 | 8,292,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.