Call reports 2005
HERITAGE BANK — 2005
What HERITAGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,047,000 | 18,502,000 | 18,383,000 | 18,970,000 |
| Total loans | 9,190,000 | 8,925,000 | 8,319,000 | 7,710,000 |
| Allowance for loan losses | 161,000 | 156,000 | 152,000 | 152,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,560,000 | 1,558,000 | 1,556,000 | 1,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,754,000 | 16,119,000 | 16,175,000 | 16,789,000 |
| Interest-bearing deposits | 12,951,000 | 11,046,000 | 10,787,000 | 11,117,000 |
| Noninterest-bearing deposits | 4,803,000 | 5,073,000 | 5,388,000 | 5,672,000 |
| Equity capital | 2,126,000 | 2,134,000 | 2,146,000 | 2,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 474,000 | 721,000 | 977,000 |
| Interest expense | 39,000 | 82,000 | 127,000 | 180,000 |
| Net interest income | 190,000 | 392,000 | 594,000 | 797,000 |
| Noninterest income | 21,000 | 46,000 | 72,000 | 94,000 |
| Noninterest expense | 127,000 | 275,000 | 418,000 | 561,000 |
| Provision for loan losses | 0 | 2,000 | 3,000 | 3,000 |
| Pretax income | 84,000 | 161,000 | 245,000 | 327,000 |
| Income tax | 29,000 | 55,000 | 83,000 | 111,000 |
| Net income | 55,000 | 106,000 | 162,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,126,000 | 2,134,000 | 2,146,000 | 2,130,000 |
| Total capital | 2,245,000 | 2,253,000 | 2,258,000 | 2,238,000 |
| Risk-weighted assets | 9,481,000 | 9,457,000 | 8,928,000 | 8,613,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.